Welcome to CashFloit. These Terms of Service “Terms” govern your access to and use of cashfloit.com and any related pages, forms, content, communications, or services provided by CashFloit “CashFloit,” “we,” “us,” or “our.”
By using this website or submitting information through this website, you agree to these Terms. If you do not agree, do not use the website or submit information to CashFloit.
1. Important Notice
CashFloit is an informational and referral platform for business financing inquiries. Unless expressly stated in a separate written agreement, CashFloit is not a bank, depository institution, lender, creditor, financial advisor, law firm, tax advisor, or accounting firm.
CashFloit does not guarantee that any business will receive financing, funding, approval, specific terms, specific pricing, or any particular outcome.
Nothing on this website is a binding offer, commitment, approval, pre-approval, or promise to provide financing.
2. Business Use Only
This website is intended only for business and commercial purposes.
You may not use this website to seek financing for personal, family, household, or consumer purposes.
By submitting information, you represent that you are acting on behalf of a business and that any financing inquiry is for business or commercial use only.
3. No Financial, Legal, or Tax Advice
Content on this website is provided for general informational purposes only.
CashFloit does not provide legal, tax, accounting, investment, credit-repair, debt-settlement, or financial advisory services.
You should consult your own attorney, accountant, financial advisor, or other qualified professional before applying for or accepting any financing product.
4. No Guarantee of Results
CashFloit may help collect, organize, or transmit business financing inquiries.
However, all financing decisions are made by third-party providers or other applicable parties, not by CashFloit, unless CashFloit separately states otherwise in a written agreement.
CashFloit does not guarantee:
Any examples, ranges, calculators, estimates, testimonials, or marketing statements on the website are for general informational purposes only and are not guarantees.
5. Third-Party Providers
CashFloit may refer, transmit, or make available information to third-party lenders, funders, brokers, financing companies, service providers, technology vendors, or other partners.
CashFloit does not control third-party underwriting, approval decisions, pricing, agreements, disclosures, fees, servicing, collection practices, privacy practices, or business conduct.
If you enter into an agreement with a third party, that agreement is solely between you and that third party.
You are responsible for reviewing all third-party terms, conditions, disclosures, fees, obligations, repayment terms, remittance terms, collateral requirements, security interests, guarantees, default provisions, and legal consequences before signing.
6. Information You Submit
You agree that all information you submit is accurate, complete, current, and not misleading.
You represent that you have authority to provide all submitted information and documents, including information about the business, owners, officers, bank accounts, revenue, processing activity, tax records, financial statements, identification documents, and other materials.
You agree not to submit information or documents that you do not have the legal right or authority to provide.
CashFloit may decline, suspend, or stop processing any inquiry if information appears incomplete, inaccurate, suspicious, unauthorized, or inconsistent.
7. Verification
By submitting information, you authorize CashFloit to review the information for the limited purpose of responding to your inquiry, communicating with you, and, where applicable, sharing the inquiry with relevant third-party providers.
CashFloit may request additional information or documents.
CashFloit does not conduct a credit check unless separately disclosed and authorized where required.
Any third-party provider may require its own authorization, disclosures, identity verification, credit review, bank verification, background review, underwriting review, or other process before making any decision.
8. Communications
By providing your contact information, you authorize CashFloit to contact you about your inquiry, submitted information, requested services, or related account matters.
CashFloit may contact you by phone, email, text message, or other communication method you provide.
Marketing calls or marketing text messages, if any, should only be sent where permitted by law and based on any consent required by applicable law.
You may opt out of marketing text messages by replying “STOP” or following the instructions in the message.
Opting out of marketing communications does not prevent CashFloit from sending non-marketing, transactional, administrative, or service-related communications where permitted by law.
You represent that any phone number or email address you provide belongs to you or that you are authorized to provide it.
9. No Broad Partner Marketing Consent
Submitting a form on cashfloit.com does not automatically authorize unlimited third-party marketing.
CashFloit may share your inquiry with third parties only as described in these Terms and in our Privacy Policy, or as otherwise disclosed to you.
If additional consent is required for a specific communication, provider, or marketing activity, that consent should be obtained separately.
10. Electronic Communications
You agree that CashFloit may provide notices, communications, records, and documents electronically.
You are responsible for maintaining access to the email address, phone number, device, software, and internet connection needed to receive electronic communications.
You may withdraw consent to electronic communications by contacting us, but doing so may limit our ability to provide services.
11. Commercial Financing Notice
Some third-party products may include commercial loans, merchant cash advances, revenue-based financing, factoring, lines of credit, equipment financing, or other business financing products.
Different products may have different legal structures, costs, repayment obligations, remittance methods, fees, risks, and default consequences.
CashFloit does not determine whether any product is appropriate for your business.
You should carefully review all final agreements and required disclosures before accepting any product.
The final written agreement and required disclosures from the applicable provider control over any website content, estimate, discussion, or preliminary communication.
12. User Responsibilities
You agree to use the website only for lawful purposes.
You agree not to:
If CashFloit provides login credentials, dashboard access, or account features, you are responsible for maintaining the confidentiality of your credentials.
You agree to notify CashFloit promptly if you believe your account or submitted information has been accessed without authorization.
CashFloit is not responsible for losses caused by your failure to protect your credentials, devices, email account, or phone number.
14. Fees and Compensation
CashFloit may receive compensation from third-party providers, referral partners, brokers, vendors, advertisers, or other commercial relationships.
Unless CashFloit separately agrees in writing, CashFloit does not charge you a direct fee for using the website.
Any fees, costs, repayment obligations, commissions, origination charges, processing fees, closing costs, servicing fees, or other amounts related to a financing product are governed by the applicable third-party agreement and disclosures.
You should not rely on any oral statement or website estimate as a substitute for final written terms.
15. Privacy
Your use of the website is also governed by our Privacy Policy.
The Privacy Policy explains how CashFloit may collect, use, disclose, store, and protect information.
If you do not agree with the Privacy Policy, do not use the website or submit information.
16. Submitted Materials
You retain ownership of documents and information you submit.
You grant CashFloit a limited, non-exclusive, worldwide, royalty-free right to use, store, process, transmit, review, and share submitted materials as reasonably necessary to respond to your inquiry, provide services, operate the website, communicate with you, comply with law, prevent fraud, and work with applicable third-party providers.
You agree not to submit confidential, sensitive, or proprietary information unless it is reasonably necessary for your inquiry.
17. Intellectual Property
The website, brand name, logos, text, design, graphics, forms, workflows, software, and other materials are owned by CashFloit or its licensors.
You may not copy, modify, reproduce, distribute, display, sell, license, reverse engineer, or exploit any part of the website or services without prior written permission.
You may use the website only for its intended business purpose.
18. Third-Party Links
The website may contain links to third-party websites, tools, portals, or resources.
CashFloit provides these links for convenience only.
CashFloit does not control and is not responsible for third-party websites, terms, content, privacy practices, security, products, services, or conduct.
You access third-party websites at your own risk.
19. Website Availability
CashFloit may update, modify, suspend, discontinue, restrict, or remove any part of the website or services at any time without notice.
CashFloit does not guarantee that the website will always be available, uninterrupted, secure, accurate, complete, or error-free.
CashFloit is not responsible for delays, interruptions, technical issues, data loss, or website unavailability.
20. Disclaimer of Warranties
The website and services are provided on an “as is” and “as available” basis.
To the maximum extent permitted by law, CashFloit disclaims all warranties, whether express, implied, statutory, or otherwise.
This includes any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and uninterrupted operation.
CashFloit does not warrant that the website, services, content, communications, third-party providers, or submitted inquiries will meet your expectations or produce any particular result.
21. Limitation of Liability
To the maximum extent permitted by law, CashFloit and its owners, officers, directors, employees, contractors, agents, affiliates, partners, vendors, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, punitive, lost-profit, lost-revenue, lost-data, business-interruption, reputational, or similar damages.
This limitation applies to claims arising from or related to the website, services, communications, submitted information, third-party providers, financing decisions, delays, denials, offers, agreements, or disputes.
To the maximum extent permitted by law, CashFloit’s total liability for any claim will not exceed the greater of:
Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.
22. Indemnification
You agree to defend, indemnify, and hold harmless CashFloit and its owners, officers, directors, employees, contractors, agents, affiliates, partners, vendors, and licensors from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
CashFloit may suspend, restrict, or terminate access to the website or services at any time.
CashFloit may do so if we believe you violated these Terms, submitted inaccurate or unauthorized information, created legal or operational risk, misused the website, or engaged in suspicious activity.
You may stop using the website at any time.
Sections that by their nature should survive termination will survive, including ownership, disclaimers, limitations of liability, indemnification, governing law, dispute provisions, and payment-related obligations.
24. Changes to Terms
CashFloit may update these Terms at any time.
When updates are made, CashFloit may revise the Effective Date above.
Your continued use of the website after updated Terms are posted means you accept the updated Terms.
If you do not agree to the updated Terms, stop using the website.
25. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.
Unless otherwise required by law, any dispute arising out of or related to these Terms, the website, or the services will be brought in the state or federal courts located in New York County, New York.
You consent to the personal jurisdiction and venue of those courts.|
26. Informal Resolution
Before filing a legal claim, you agree to contact CashFloit and attempt to resolve the dispute informally.
You may contact CashFloit using the contact information below.
Either party may pursue available legal remedies if the dispute cannot be resolved informally.
27. No Class Actions
To the maximum extent permitted by law, you and CashFloit agree that disputes will be handled only on an individual basis.
You agree not to bring or participate in any class action, collective action, consolidated action, private attorney general action, or representative proceeding against CashFloit.
If this section is found unenforceable, the remainder of these Terms will remain in effect.
28. No Waiver
CashFloit’s failure to enforce any provision of these Terms does not waive that provision.
Any waiver must be in writing and signed by CashFloit.
29. Severability
If any provision of these Terms is found invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.
The invalid provision will be modified to the minimum extent necessary to make it enforceable, if permitted by law.
30. Entire Agreement
These Terms, together with the Privacy Policy and any additional written agreement between you and CashFloit, form the entire agreement regarding your use of the website and services.
If there is a conflict between these Terms and a separate written agreement signed by the applicable parties, the separate written agreement controls for the subject matter it covers.